[INVESTMENT] #inmywatchlist - INVESTINGNOTE.COM

In participating the "Dare to Dream Challenge!" from investingnote.com, following is the story that I wanted to share in which I have posted:-

IN MY WATCH LIST - ALLIANZ MALAYSIA BERHAD

A diversified Insurance Company which I have been observing since the beginning of this year - ALLIANZ MALAYSIA BERHAD.

Allianz Malaysia Berhad is a leading insurance company in Malaysia that provides a wide range of insurance products and services to individuals and businesses. With a strong presence in the Malaysian insurance industry, Allianz Malaysia is well-positioned to capitalize on the growing demand for insurance products in the country.

Allianz Malaysia's product portfolio includes life insurance, general insurance, and investment-linked insurance plans. The company also offers Islamic insurance products under its Allianz Takaful brand. With a diversified product range, Allianz Malaysia caters to the insurance needs of different customer segments and provides a comprehensive solution to their insurance requirements.

 

One of the key strengths of Allianz Malaysia is its brand reputation and strong market position. The company has been operating in Malaysia for more than 40 years and has built a solid reputation for its quality products and services. Allianz Malaysia is also part of the global Allianz Group, which is one of the largest insurance companies in the world. This gives Allianz Malaysia access to the global resources and expertise of the Allianz Group, which further enhances its competitive edge in the Malaysian insurance industry.

FINANCIAL RESULTS

Another strength of Allianz Malaysia is its strong financial performance. The company has consistently delivered strong financial results, with a track record of profitable growth and stable returns. In 2021, Allianz Malaysia reported a net profit of RM370 million, a 21% increase compared to the previous year. The company's total assets also grew by 11% to RM18.7 billion in 2021, reflecting its strong financial position.

Allianz Malaysia's investment strategy is focused on generating sustainable long-term returns for its shareholders. The company invests in a diversified portfolio of assets, including fixed income securities, equities, and alternative investments. Allianz Malaysia's investment approach is conservative and risk-averse, which has helped the company to maintain stable returns over the years.

VALUATION

In terms of valuation, currently Allianz Malaysia's stock is currently trading at a price-to-earnings ratio (P/E) of 8.212. Allianz Malaysia also offers a dividend yield of 6.115%, which is attractive for income-seeking investors.

CONCLUSION

Overall, Allianz Malaysia Berhad is a solid investment option for investors looking to diversify their portfolio with exposure to the Malaysian insurance industry. With its strong brand reputation, diversified product portfolio, and solid financial performance, Allianz Malaysia is well-positioned to deliver long-term value for its shareholders.

#daretodream #inmywatchlist #challenge #dream #story #interesting #win

The article is intended for informational purposes only and does not constitute investment advice or a recommendation to buy, sell, or hold any securities. Investing in stock market involves risks, and one should always conduct hjis/her own research and seek professional financial advice before making any investment decisions. The information provided in the article may not be up-to-date or complete, and it is subject to change without notice.

[LENS 光。影] MERDEKA!

 

[INVESTMENT] INVESTMENT - ART OR SCIENCE

Lately, I came across a big name, FUNDSMITH.

Fundsmith is a global equity fund that was founded by Terry Smith in 2010. The fund follows a value investment approach, which is a strategy that seeks to identify undervalued companies and invest in them for the long term.

Fundsmith's investment philosophy looks simple and it built on three key principles: 

(1) buying good companies;

(2) not overpaying for them; and 

(3) doing nothing. 

Yes, you saw it right, DO NOTHING!

Fundsmith's investment approach is grounded in the belief that investing in good companies is a better strategy than trying to time the market or pick individual stocks. The fund takes a long-term view, with a typical holding period of more than five years, and has a concentrated portfolio of around 20-30 stocks.

Fundsmith's value investing approach has proven to be successful, with the fund delivering strong returns for its investors since its inception. However, it is important to note that value investing can be a challenging strategy, and investors should carefully consider their own risk tolerance and investment goals before investing in any fund or individual stock.

INVESTMENT – ART OR SCIENCE

The above really caught my attention in Fundsmith and I dogged through its website and read the letters to shareholders. The letters are easy to understand and most importantly provided me some insights to the Fundsmith's investment approach.

For value investors, the key to generating returns from revenue growth is to identify companies that are undervalued BUT have the potential for strong revenue growth in the future. This can be a challenging task, as there are many factors that can affect a company's revenue growth, including competition, market conditions, and changing consumer preferences.

Investing can be considered both a science and an art. On the one hand, investing involves looking at the company's financial performance, its competitive position in the market, its growth prospects, profitability, cashflow, assets to determine its value, analyzing data, conducting research, and applying mathematical models to make informed decisions about where to put your money. This aspect of investing is more of a science.

On the other hand, there is an element of creativity and intuition involved in investing that can be seen as art. Successful investors often rely on their instincts and experience to make decisions that are not solely based on quantitative data. They also need to be able to navigate the complex dynamics of the market, including behavioral biases and human emotions, which are not easily quantifiable.

Investing can be seen as both a science and an art, and successful investors need to be able to balance both aspects in order to achieve long-term success.

[INVESTMENT] #myidol - INVESTINGNOTE.COM

A world-renowned investor, philanthropist, and business magnate who has inspired many people around the world, including myself - Warren Buffett. The CEO and Chairman of Berkshire Hathaway.

Buffett's investment philosophy emphasizes the importance of long-term thinking, value investing, and a focus on fundamental analysis.

As my idol, he has likely had a profound impact on my life and my approach to investing, business and life. He looks for companies with strong competitive advantages, stable earnings, and a strong management team.

Born in 1930 in Omaha, Nebraska, and began his investment career at a young age. His early investments in stocks and businesses laid the foundation for his future success.

One of the most remarkable aspects of Buffett's career is his consistency. He has been able to generate superior returns for his investors over many decades, even during times of economic turmoil. His ability to identify undervalued companies and hold them for the long term has made him one of the wealthiest people in the world.

Another most famous aspects of Buffett's investing style is his aversion to technology stocks. He famously avoided investing in companies like Google and Amazon because he did not understand their business models. Instead, he has focused on investing in traditional companies with strong brand recognition and a loyal customer base.

Buffett is also known for his philanthropy. He has pledged to give away most of his wealth to charitable causes, and has already donated billions of dollars to support education, healthcare, and other social initiatives. In addition, he has advocated for higher taxes on the wealthy and for a more equitable society.

As my idol, Buffett likely represents the values and principles that are important to me. His legacy is a testament to the power of hard work, discipline, and integrity in business and in life.

#myidol #valueinvestor

[LENS 光。影] TWINS (2.0)

 

[LENS 光。影] TWINS