[INVESTMENT] THE END OF CHEAP MONEY

I hope you all are in good health and high spirits. As we navigate the ever-evolving landscape of the global economy, I wanted to address a significant shift that is currently taking place—one that has far-reaching implications for our portfolio. We find ourselves at a pivotal moment: the end of an era characterized by historically low interest rates and abundant liquidity, often referred to as "cheap money."

Over the past several years, we have witnessed an unprecedented era of monetary policy where central banks across the world have maintained accommodative measures to stimulate economic growth and stabilize financial markets. These measures have undoubtedly played a pivotal role in bolstering our portfolio’s companies' expansion, driving investment opportunities, and enhancing shareholder value.

However, it is important for us to acknowledge that this era is drawing to a close. Central banks have started to recalibrate their policies, gradually shifting away from the era of cheap money. As economies regain strength and inflationary pressures rise, we anticipate a gradual tightening of monetary policies and a subsequent increase in borrowing costs.

While this transition may pose challenges, we believe some of the good value companies are well-prepared to navigate this new landscape. Our focus will be on those companies with prudent financial management, operational efficiency, and innovation which can position themselves for resilience and growth. We have diligently optimized our capital structure, diversified our investment, and proactively managed interest rate risks to mitigate potential impacts from rising costs.

Moreover, we are proactively identifying and capitalizing on emerging opportunities in the evolving market conditions. By remaining responsive to changing economic environment, investing in risk and management, and optimizing our portfolio, we are confident in our ability to deliver sustainable growth and maximize our portfolio value.

It is crucial for us to recognize that while the end of cheap money may introduce new challenges, it also brings forth fresh prospects. The return to a more normalized interest rate environment signals a healthier and more balanced economy. We are optimistic that this transition will pave the way for increased stability, better risk management, and a more sustainable long-term growth trajectory.

We trust that we have built a resilient and forward-looking portfolio, ready to embrace the challenges and opportunities that lie ahead. As we bid farewell to the era of cheap money, we embark on a new chapter filled with promise and the potential for even greater achievements.

We look forward to sharing our progress and accomplishments as we navigate the evolving financial landscape.

Happy weekend and stay safe.

MNMLH

27.05.2023

[INVESTMENT] #lifechangingpost - INVESTINGNOTE.COM

In today's fast-paced and information-driven world, articles and posts are flying everywhere from social media platform. Be it informative, verified or unverified, such articles and posts possess the power to inspire, enlighten, and even alter the course of our lives. 

One unremarkable evening, while browsing online, I stumbled upon an article titled "The Superinvestors of Graham-and-Doddsville" Intrigued by the title, I dove into the words woven by Warren Buffett, unaware of the profound impact they would soon have on my life.

This article was written by Warren Buffett and published in the Fall 1984 issue of Hermes, the Columbia Business School magazine. It was a treasure trove of wisdom, offering insights into the world of long-term investments. It is highly regarded in the investment community and has become a classic piece that continues to inspire and influence investors around the world.

In the article, Buffett challenges the efficient market hypothesis, which suggests that it is impossible to consistently outperform the market. He presents a compelling case by highlighting a group of successful investors, often referred to as the "Superinvestors," who were disciples of Benjamin Graham and David Dodd. Who is Graham and Dodd? Graham and Dodd were pioneers in the field of value investing and had a significant influence on Buffett's investment philosophy.

Buffett uses these Superinvestors as examples to illustrate that it is indeed possible to beat the market consistently through a disciplined value investing approach. He emphasizes the importance of a long-term mindset, patience, and a focus on buying undervalued securities with a margin of safety.

By showcasing the track records and investment strategies of these successful investors, Buffett makes a strong case for value investing and demonstrates that it is a viable and profitable approach to investing in the stock market.

Buffett's article has had a significant impact on me as it encouraged me to consider the merits of value investing and challenge conventional wisdom. As I delved deeper into the article, its messages resonated within me on a profound level. It ignited a spark of inspiration that had been dormant within, nudging me to re-evaluate my approach to investments and life decisions.

While the article presents a strong case for value investing, it is important to note that individual results may vary, and investing involves inherent risks. It's crucial for investors to conduct thorough research, understand their own risk tolerance, and consider a diversified approach to investment.

This article that sparked my inspiration and changed my life decisions acted as a catalyst for personal growth. It demonstrated the immense potential of a single piece of writing to shape our perspectives, alter our trajectories, and ignite the fires of motivation within us.

Apart from the annual Letters to the Shareholders of Berkshire Hathaway, I cannot wait for more articles from the legendary Warrant Buffett.

#daretodream #lifechangingpost #challenge #dream #story #interesting #win

[LENS 光。影] UNCUT

 

[APPLE PROJECT] Performance as of 07.05.2023

PERFORMANCE

As of 07.05.2023, we are far outperformed the S&P 500.

PROSPECT

1. Strong Financial Performance: Apple has consistently reported robust financial results, driven by strong iPhone sales, growing services revenue, and a loyal customer base. The company's financial stability and profitability were seen as positive indicators for its future prospects.

2. Diversified Product Portfolio: Apple offers a wide range of products, including iPhones, Macs, iPads, wearables (such as Apple Watch and AirPods), and services (such as the App Store, Apple Music, and iCloud). This diversification helps Apple mitigate risks and tap into different market segments.

3. Innovation and Brand Strength: Apple has a reputation for innovation and design excellence. The company's ability to introduce new products, enhance existing ones, and create a strong brand image has been key to its success. The loyal customer base and strong brand recognition contribute to Apple's continued growth.

4. Services Revenue Growth: Apple's services segment has been growing steadily and becoming an increasingly significant part of its business. Revenue from services such as the App Store, Apple Music, iCloud, and Apple Pay has been expanding, providing a recurring and high-margin revenue stream.

5. Expansion in Emerging Markets: Apple has been focusing on expanding its presence in emerging markets like China and India, where there is significant growth potential. These markets have a large population and increasing purchasing power, presenting opportunities for Apple to increase its customer base.

Photo by Zhiyue on Unsplash

It's pertinent to note that the business landscape and market conditions can change rapidly. Therefore, it's always advisable to stay updated with the latest information, news, and financial reports to assess the current and future prospects of Apple Inc.