Tuesday, September 14, 2021

[INVESTMENT] MEMO – 15.09.2021

Hello. I hope everyone of you are well.
 
Nothing much for me to update at the moment. Delta variant continue to spread fast in Asia, including my country, while the authority rolled out the vaccination as fast as they could to combat Covid-19.
 
We all know that variant is the one who is likely to further slow the economic rebound as employees and the mass public were still being held back from returning to office or gathering in the public space. Further, the regional supply chain can be further disrupted and consequently affecting growth due to the variant.
 
 
Last Friday, the Apple’s App Store payment battle between Apple and Epic Games (Fortnite developer) came to an end, for the time being. The U.S District Judge ruled against Apple, saying that the company must let app developers direct their customers to alternate payment methods outside of the App Store. The Judge ruled that Apple has until 5th December to make changes to its App Store payment options. It basically means that Apple may lost their monopoly of taking a 30% cut on their App Store and they may not be able to request developers to use their in-app payment system. Apple has said it intends to appeal the decision.
 
The above decision certainly may affect Apple in the short term. Well, the thing is, I am not investing in Apple for short term. Looking back at the fundamental of Apple and its strong economic moat, I will continue to hold Apple for long term unless there is any substantial event(s) which can disrupt or shake the fundamental of Apple.
 
READING
 
I have been reading a lot for the pass two (2) weeks. Though I am not working from home, I spent all my reading times after work. I bought a book called PRINCIPLES by Ray Dalio last week and intending to start my reading this week!
 
PORTFOLIO PERFORMANCE
 
As of today, my portfolio for current month of September is down 0.74% mainly due to the bearish stocks in Chinese companies in $BABA (Alibaba) (Alibaba) , $03690.HK (Meituan Class B) and $0700.HK (Tencent) . But my portfolio is still able to withstand the bearish sentiment from China because of our strategy in diversification of portfolio.
 
Since the inception of our fund in May 2020, we have been up to about 38.24%. Our “average risk score” still remains at level 4.
 
Stay safe.
 
MNMLH
15.09.2021



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