Thursday, November 2, 2023

[DAYS 日常] Flavors of Borneo

Kolo Mee - The Beloved Sarawak Noodle Dish

No visit to Kuching would be complete without trying Kolo Mee, a beloved local dish. This humble plate of egg noodles, often served with char siu (barbecued pork) or minced pork, is dressed in a flavorful concoction of shallot oil, soy sauce, and a hint of chili. The result is a delightful medley of flavors and textures that will leave your taste buds dancing.



Sarawak Laksa - A Spicy and Creamy Delight

Breakfast of Gods? Yes, once described by Anthony Bourdain as "breakfast of the gods". Sarawak Laksa is another must-try dish. Unlike the laksa from other parts of Malaysia, Sarawak Laksa boasts a unique blend of spices and creamy coconut milk, creating a rich, spicy broth. This dish is typically garnished with prawns, chicken strips, and a generous amount of bean sprouts. The interplay of flavors in Sarawak Laksa is truly an experience to savor.




Saturday, September 30, 2023

[APPLE PROJECT] iPhone 15 and New Investment 2023

September 2023, the month where Apple Inc. launched it new IPHONE 15. The average price of IPHONE 15 costs around USD950.00

MY APPLE PROJECT INVESTMENT

On September 29, 2023, an investment of USD 972 was made in Apple Inc. This investment decision is significant and abiding by my experiment se out back in September 2021, 2 years ago.



APPLE PROJECT FUND PERFORMANCE

The Apple Project fund was established in September 2021, and as of September 30, 2023, it has demonstrated remarkable performance.

Performance Metrics
Portfolio Return: The Apple Project fund has achieved a remarkable portfolio return of 12.09% as of September 30, 2023.

Benchmark Comparison: In contrast, the S&P 500 benchmark has shown a return of -1.58% during the same period.

The Apple Project fund's outstanding performance significantly outpaces the benchmark (S&P 500).



[TRAVEL] Mount Kinabalu Climb - 攀爬京那巴鲁山

 


Tuesday, September 19, 2023

[DAYS 日常] HAPPY MALAYSIA DAY

周末的马来西亚日,阳光洒满窗台,唤醒了懒洋洋的一天。携手爱友,踏上壮丽的山峦,与大自然亲密接触,登山感受风吹拂,心灵沐浴。



投身健身,释放压力,锻炼身体。身汗满满,心情爽朗。傍晚,迎来市集探索之旅,香气四溢,五颜六色的食物令人垂涎欲滴。


夜幕降临,好友团聚,齐聚一堂,享受美味的马来西亚大餐,谈笑风生,心满意足。周末的日常,是热情的马来西亚文化和丰富多彩的生活的完美结合,令人陶醉。





Friday, September 8, 2023

[INVESTMENT] WAITING FOR THE RIGHT PITCH

 In the world of investing, valuation and timing are everything. 


Lately, I've been adopting a strategy of caution, recognizing that the stock market has become red-hot and overpriced. Instead, I am focusing on individual companies and patiently awaiting the right opportunity to strike.

The Sizzle and the Fizzle of a Hot Market

Over the past months, the stock market has been on a seemingly never-ending rally. The soaring valuations, the rapid rise of meme stocks, and the euphoria surrounding the latest tech darlings have all contributed to what some are calling a "hot" market. It is a market where everything seems to be rising, and it is easy to get swept up in the excitement.

However, seasoned investors know that this level of exuberance can be a double-edged sword. While the allure of quick gains may be tempting, it is important to remember that markets can turn on a dime. The higher they climb, the farther they can fall. This is where the principle of patience comes into play.

The Value of Individual Company Analysis

In a hot market, it is crucial to take a step back and remember the fundamentals of investing. One of the cornerstones of successful investing is conducting thorough research and analysis of individual companies. This means looking beyond the market's overall performance and diving deep into the financial health, competitive position, and growth potential of the companies you are interested in.

By focusing on individual companies rather than blindly chasing market trends, you can identify hidden gems that may not be on everyone's radar. It is during times of market frenzy that these opportunities often arise, as they can be overshadowed by the noise of the hottest stocks.

Waiting for the Right Opportunity

Patience is a virtue that can be particularly rewarding in the world of investing. While it may be tempting to jump into the market headfirst during periods of high excitement, sometimes it is best to bide your time. When the market is overheated, prices may become detached from underlying fundamentals, creating a potential risk for investors.

By remaining patient and disciplined, you position yourself to capitalize on opportunities when the market eventually cools down or when specific companies become undervalued due to temporary setbacks or market sentiment shifts. In essence, it's about waiting for the right pitch to come your way.

The Wisdom of Warren Buffett

In the words of the legendary investor Warren Buffett, "You don't have to swing at everything – you can wait for your pitch." This timeless wisdom reminds us that in both investing and baseball, success often comes to those who exercise patience and selectivity. Not every investment opportunity is worth pursuing, and not every market situation warrants immediate action.



As I continue to watch the stock market from the sidelines, I am reminded of the value of patience and prudence in the face of a hot and overpriced market. By focusing on individual companies, conducting thorough research, and waiting for the right opportunities, I aim to make well-informed investment decisions that align with my long-term goals.

The current state of the stock market may be enticing, but it's essential to remain level-headed and discerning. In doing so, you can increase your chances of making wise investments when the time is right. Remember, you do not have to swing at every ball thrown at you, and in investing, it's often the well-timed swings that lead to victory.

Wednesday, September 6, 2023

[TRAVEL] MULU, Miri - THE PINNACLE Hike - Final Episode, Clearwater Cave, Camp 5 - WORLD HERITAGE

 


WORLD HERITAGE - MULU, MIRI - THE PINNACLE Hike - Final Episode, Visiting Clear Water Cave and Camp 5 featuring Henry ------------------------- Music: Music ethnic Borneo musik tradisional dayak Borneo/kalimantan Vlog Music - Instrumen Sape Dayak Borneo (Free No Copyright music) https://www.youtube.com/watch?v=chYtv86UL_8 Snowy Peaks pt I - Chris Haugen Black Mass - Brian Bolger

[TRAVEL] MULU, Miri - THE PINNACLE Hike - Episode 1, Lang Cave & Deer Cave, Sarawak - WORLD HERITAGE



WORLD HERITAGE - MULU, MIRI - THE PINNACLE Hike - Day 1,

Visiting Lang Cave and Deer Cave ------------------------- Music: Music ethnic Borneo musik tradisional dayak Borneo/kalimantan Vlog Music - Instrumen Sape Dayak Borneo (Free No Copyright music) https://www.youtube.com/watch?v=chYtv86UL_8 Snowy Peaks pt I - Chris Haugen Black Mass - Brian Bolger

Thursday, July 6, 2023

[INVESTMENT] MY FAVOURITE STOCK

Investing in the stock market can be a rewarding journey, and discovering a gem within a specific industry is an exhilarating experience. That is the satisfaction of most investors in life.

To participate in the "My Favourite Stock Contest" of INVESTINGNOTE.COM, #myfavstock is ….. [DRUM ROLLING…..] RCE Capital Berhad (RCECAP). 

This company has emerged as my favourite stock, and its outstanding performance in my portfolio has cemented my belief in its potential. 

RCECAP'S REMARKABLE PERFORMANCE

Since my initial investment in August 2019, RCECAP has delivered an exceptional return on investment of 97.49%. This outstanding performance showcases the stock's ability to generate substantial gains and demonstrate its potential for long-term growth.

RCECAP'S IMPRESSIVE PE RATIO

RCECAP's PE ratio is a standout characteristic that sets it apart from its peers in the same industry. With a relatively low PE ratio, it signifies that the stock is attractively priced compared to its earnings potential. When I invested in this company back in year 2019, its PE ratio was only around 6x. However, now its PE ratio has grown substantially to about 12x.

 

ATTRACTIVE PRICE TO BOOK RATIO AND DIVIDEND YIELD

I believe one of the key reasons why RCECAP stands out among its industry peers is its compelling Price to Book ratio and Dividend Yield. And this is also the main reason I invested in RCECAP since year 2019.


CONCLUSION

As a long term investor, I believe that RCECAP has the potential for sustained growth and offers an enticing investment opportunity. Its outstanding performance and promising valuation metrics make it a standout choice in my portfolio and reinforce my confidence in its long-term prospects.

#myfavstock

Disclaimer: The information provided in this article is for informational purposes only and does not constitute financial advice. Investing in financial markets carries risks, and individuals should conduct their own research or consult with a financial advisor before making investment decisions.


Friday, June 16, 2023

[INVESTMENT] The Thrill of Establishing a Small Capital Fund of RM6,000

Lately, my partner and I agreed to sett up our own fund, with initial seed capital of RM6,000.00 based on the following three (3) guiding rules and principles:-

(a) Buy good assets; 
(b) Buy them reasonably low; and 
(c) Enjoy life. 

Regardless of its size, we believe it can open our doors to a range of opportunities. RM6,000 may seem like a small sum, but it holds immense potential when wisely invested. We may disclose our fund portfolio here, with his consent. 

Embarking on the journey of setting up a small capital fund of RM6,000 is an exhilarating experience filled with excitement. With this modest amount, we can dip our toes into the world of investments and witness our hard-earned money grow.

This fund will mostly be investing in stock market and further injection of money (into this fund) will be needed as agreed between us. This endeavor also offers a valuable lesson in discipline and patience. I will be tracking the performance of investments and witnessing the process of gaining valuable knowledge about risk management, diversification, and the power of compounding.


In addition to financial benefits, establishing this small capital fund can bring a sense of empowerment and independence. It provides us with an opportunity to take control of our financial future and work towards achieving our goals, be it saving for a dream vacation, starting a business, or building a nest egg for the future.

While RM6,000 may be considered a modest sum, the act of setting up a small capital fund unveils a world of possibilities and serves as a stepping stone towards financial growth and personal fulfillment.

Wednesday, June 14, 2023

[APPLE PROJECT] DELIVERING EXCEPTIONAL RETURNS ABOVE THE BENCHMARK

Established in September 2021, the Apple Project (fund) has rapidly made a name for itself. 

With a strong focus on capital growth and a strategic approach to portfolio management, the fund has consistently outperformed the market, delivering an impressive total return of 24.86% as of 14.06.2023. 

This remarkable achievement is even more striking when compared to the S&P 500 benchmark return of a mere 0.27% as of 14.06.2023.


The Apple Project has exhibited exceptional performance since its inception, positioning itself as a standout choice for one of my portfolios. 


This Apple Project has quickly made its mark in just two (2) years plus by consistently outperforming the market and generating exceptional returns. As it continues to grow and evolve, I believe this Apple Project remains strong in its missions of delivering superior returns and generating long-term value.



Disclaimer: The information provided in this article is for informational purposes only and does not constitute financial advice. Investing in financial markets carries risks, and individuals should conduct their own research or consult with a financial advisor before making investment decisions.

Wednesday, June 7, 2023

[LENS 光。影] THE PROJECT - experimental short

 


Welcome to "THE PROJECT"! In this video, join me as I take you on a mesmerizing journey through the scenic wonders of Kuching and offer a glimpse into my life. More to come. Join me as we explore the unexplored, uncover hidden treasures, and embark on an unforgettable adventure. Subscribe, hit the notification bell, and be ready to embark on this remarkable journey with me. #TheProject #KuchingScenery #LifeInKuching

Friday, May 26, 2023

[INVESTMENT] THE END OF CHEAP MONEY

I hope you all are in good health and high spirits. As we navigate the ever-evolving landscape of the global economy, I wanted to address a significant shift that is currently taking place—one that has far-reaching implications for our portfolio. We find ourselves at a pivotal moment: the end of an era characterized by historically low interest rates and abundant liquidity, often referred to as "cheap money."

Over the past several years, we have witnessed an unprecedented era of monetary policy where central banks across the world have maintained accommodative measures to stimulate economic growth and stabilize financial markets. These measures have undoubtedly played a pivotal role in bolstering our portfolio’s companies' expansion, driving investment opportunities, and enhancing shareholder value.

However, it is important for us to acknowledge that this era is drawing to a close. Central banks have started to recalibrate their policies, gradually shifting away from the era of cheap money. As economies regain strength and inflationary pressures rise, we anticipate a gradual tightening of monetary policies and a subsequent increase in borrowing costs.


While this transition may pose challenges, we believe some of the good value companies are well-prepared to navigate this new landscape. Our focus will be on those companies with prudent financial management, operational efficiency, and innovation which can position themselves for resilience and growth. We have diligently optimized our capital structure, diversified our investment, and proactively managed interest rate risks to mitigate potential impacts from rising costs.

Moreover, we are proactively identifying and capitalizing on emerging opportunities in the evolving market conditions. By remaining responsive to changing economic environment, investing in risk and management, and optimizing our portfolio, we are confident in our ability to deliver sustainable growth and maximize our portfolio value.

It is crucial for us to recognize that while the end of cheap money may introduce new challenges, it also brings forth fresh prospects. The return to a more normalized interest rate environment signals a healthier and more balanced economy. We are optimistic that this transition will pave the way for increased stability, better risk management, and a more sustainable long-term growth trajectory.

We trust that we have built a resilient and forward-looking portfolio, ready to embrace the challenges and opportunities that lie ahead. As we bid farewell to the era of cheap money, we embark on a new chapter filled with promise and the potential for even greater achievements.

We look forward to sharing our progress and accomplishments as we navigate the evolving financial landscape.

Happy weekend and stay safe.

MNMLH
27.05.2023

Monday, May 8, 2023

[INVESTMENT] #lifechangingpost - INVESTINGNOTE.COM

In today's fast-paced and information-driven world, articles and posts are flying everywhere from social media platform. Be it informative, verified or unverified, such articles and posts possess the power to inspire, enlighten, and even alter the course of our lives. 

One unremarkable evening, while browsing online, I stumbled upon an article titled "The Superinvestors of Graham-and-Doddsville" Intrigued by the title, I dove into the words woven by Warren Buffett, unaware of the profound impact they would soon have on my life.

This article was written by Warren Buffett and published in the Fall 1984 issue of Hermes, the Columbia Business School magazine. It was a treasure trove of wisdom, offering insights into the world of long-term investments. It is highly regarded in the investment community and has become a classic piece that continues to inspire and influence investors around the world.

In the article, Buffett challenges the efficient market hypothesis, which suggests that it is impossible to consistently outperform the market. He presents a compelling case by highlighting a group of successful investors, often referred to as the "Superinvestors," who were disciples of Benjamin Graham and David Dodd. Who is Graham and Dodd? Graham and Dodd were pioneers in the field of value investing and had a significant influence on Buffett's investment philosophy.

Buffett uses these Superinvestors as examples to illustrate that it is indeed possible to beat the market consistently through a disciplined value investing approach. He emphasizes the importance of a long-term mindset, patience, and a focus on buying undervalued securities with a margin of safety.

By showcasing the track records and investment strategies of these successful investors, Buffett makes a strong case for value investing and demonstrates that it is a viable and profitable approach to investing in the stock market.

Buffett's article has had a significant impact on me as it encouraged me to consider the merits of value investing and challenge conventional wisdom. As I delved deeper into the article, its messages resonated within me on a profound level. It ignited a spark of inspiration that had been dormant within, nudging me to re-evaluate my approach to investments and life decisions.

While the article presents a strong case for value investing, it is important to note that individual results may vary, and investing involves inherent risks. It's crucial for investors to conduct thorough research, understand their own risk tolerance, and consider a diversified approach to investment.

This article that sparked my inspiration and changed my life decisions acted as a catalyst for personal growth. It demonstrated the immense potential of a single piece of writing to shape our perspectives, alter our trajectories, and ignite the fires of motivation within us.

Apart from the annual Letters to the Shareholders of Berkshire Hathaway, I cannot wait for more articles from the legendary Warrant Buffett.



#daretodream #lifechangingpost #challenge #dream #story #interesting #win

Saturday, May 6, 2023

[LENS 光。影] UNCUT

 


[APPLE PROJECT] Performance as of 07.05.2023

PERFORMANCE

As of 07.05.2023, we are far outperformed the S&P 500.




PROSPECT

1. Strong Financial Performance: Apple has consistently reported robust financial results, driven by strong iPhone sales, growing services revenue, and a loyal customer base. The company's financial stability and profitability were seen as positive indicators for its future prospects.

2. Diversified Product Portfolio: Apple offers a wide range of products, including iPhones, Macs, iPads, wearables (such as Apple Watch and AirPods), and services (such as the App Store, Apple Music, and iCloud). This diversification helps Apple mitigate risks and tap into different market segments.

3. Innovation and Brand Strength: Apple has a reputation for innovation and design excellence. The company's ability to introduce new products, enhance existing ones, and create a strong brand image has been key to its success. The loyal customer base and strong brand recognition contribute to Apple's continued growth.

4. Services Revenue Growth: Apple's services segment has been growing steadily and becoming an increasingly significant part of its business. Revenue from services such as the App Store, Apple Music, iCloud, and Apple Pay has been expanding, providing a recurring and high-margin revenue stream.

5. Expansion in Emerging Markets: Apple has been focusing on expanding its presence in emerging markets like China and India, where there is significant growth potential. These markets have a large population and increasing purchasing power, presenting opportunities for Apple to increase its customer base.

Photo by Zhiyue on Unsplash

It's pertinent to note that the business landscape and market conditions can change rapidly. Therefore, it's always advisable to stay updated with the latest information, news, and financial reports to assess the current and future prospects of Apple Inc.

Thursday, April 20, 2023

[INVESTMENT] #inmywatchlist - INVESTINGNOTE.COM


In participating the "Dare to Dream Challenge!" from investingnote.com, following is the story that I wanted to share in which I have posted:-

IN MY WATCH LIST - ALLIANZ MALAYSIA BERHAD

A diversified Insurance Company which I have been observing since the beginning of this year - ALLIANZ MALAYSIA BERHAD.

Allianz Malaysia Berhad is a leading insurance company in Malaysia that provides a wide range of insurance products and services to individuals and businesses. With a strong presence in the Malaysian insurance industry, Allianz Malaysia is well-positioned to capitalize on the growing demand for insurance products in the country.

Allianz Malaysia's product portfolio includes life insurance, general insurance, and investment-linked insurance plans. The company also offers Islamic insurance products under its Allianz Takaful brand. With a diversified product range, Allianz Malaysia caters to the insurance needs of different customer segments and provides a comprehensive solution to their insurance requirements.


 
One of the key strengths of Allianz Malaysia is its brand reputation and strong market position. The company has been operating in Malaysia for more than 40 years and has built a solid reputation for its quality products and services. Allianz Malaysia is also part of the global Allianz Group, which is one of the largest insurance companies in the world. This gives Allianz Malaysia access to the global resources and expertise of the Allianz Group, which further enhances its competitive edge in the Malaysian insurance industry.

FINANCIAL RESULTS

Another strength of Allianz Malaysia is its strong financial performance. The company has consistently delivered strong financial results, with a track record of profitable growth and stable returns. In 2021, Allianz Malaysia reported a net profit of RM370 million, a 21% increase compared to the previous year. The company's total assets also grew by 11% to RM18.7 billion in 2021, reflecting its strong financial position.

Allianz Malaysia's investment strategy is focused on generating sustainable long-term returns for its shareholders. The company invests in a diversified portfolio of assets, including fixed income securities, equities, and alternative investments. Allianz Malaysia's investment approach is conservative and risk-averse, which has helped the company to maintain stable returns over the years.

VALUATION

In terms of valuation, currently Allianz Malaysia's stock is currently trading at a price-to-earnings ratio (P/E) of 8.212. Allianz Malaysia also offers a dividend yield of 6.115%, which is attractive for income-seeking investors.


CONCLUSION

Overall, Allianz Malaysia Berhad is a solid investment option for investors looking to diversify their portfolio with exposure to the Malaysian insurance industry. With its strong brand reputation, diversified product portfolio, and solid financial performance, Allianz Malaysia is well-positioned to deliver long-term value for its shareholders.

#daretodream #inmywatchlist #challenge #dream #story #interesting #win


The article is intended for informational purposes only and does not constitute investment advice or a recommendation to buy, sell, or hold any securities. Investing in stock market involves risks, and one should always conduct hjis/her own research and seek professional financial advice before making any investment decisions. The information provided in the article may not be up-to-date or complete, and it is subject to change without notice.

Friday, April 7, 2023

[INVESTMENT] INVESTMENT - ART OR SCIENCE

Lately, I came across a big name, FUNDSMITH.

Fundsmith is a global equity fund that was founded by Terry Smith in 2010. The fund follows a value investment approach, which is a strategy that seeks to identify undervalued companies and invest in them for the long term.

Fundsmith's investment philosophy looks simple and it built on three key principles: 

(1) buying good companies;
(2) not overpaying for them; and 
(3) doing nothing. 

Yes, you saw it right, DO NOTHING!

Fundsmith's investment approach is grounded in the belief that investing in good companies is a better strategy than trying to time the market or pick individual stocks. The fund takes a long-term view, with a typical holding period of more than five years, and has a concentrated portfolio of around 20-30 stocks.

Fundsmith's value investing approach has proven to be successful, with the fund delivering strong returns for its investors since its inception. However, it is important to note that value investing can be a challenging strategy, and investors should carefully consider their own risk tolerance and investment goals before investing in any fund or individual stock.

INVESTMENT – ART OR SCIENCE

The above really caught my attention in Fundsmith and I dogged through its website and read the letters to shareholders. The letters are easy to understand and most importantly provided me some insights to the Fundsmith's investment approach.

For value investors, the key to generating returns from revenue growth is to identify companies that are undervalued BUT have the potential for strong revenue growth in the future. This can be a challenging task, as there are many factors that can affect a company's revenue growth, including competition, market conditions, and changing consumer preferences.

Investing can be considered both a science and an art. On the one hand, investing involves looking at the company's financial performance, its competitive position in the market, its growth prospects, profitability, cashflow, assets to determine its value, analyzing data, conducting research, and applying mathematical models to make informed decisions about where to put your money. This aspect of investing is more of a science.

On the other hand, there is an element of creativity and intuition involved in investing that can be seen as art. Successful investors often rely on their instincts and experience to make decisions that are not solely based on quantitative data. They also need to be able to navigate the complex dynamics of the market, including behavioral biases and human emotions, which are not easily quantifiable.

Investing can be seen as both a science and an art, and successful investors need to be able to balance both aspects in order to achieve long-term success.



Tuesday, April 4, 2023

[INVESTMENT] #myidol - INVESTINGNOTE.COM

A world-renowned investor, philanthropist, and business magnate who has inspired many people around the world, including myself - Warren Buffett. The CEO and Chairman of Berkshire Hathaway.

Buffett's investment philosophy emphasizes the importance of long-term thinking, value investing, and a focus on fundamental analysis.

As my idol, he has likely had a profound impact on my life and my approach to investing, business and life. He looks for companies with strong competitive advantages, stable earnings, and a strong management team.

Born in 1930 in Omaha, Nebraska, and began his investment career at a young age. His early investments in stocks and businesses laid the foundation for his future success.

One of the most remarkable aspects of Buffett's career is his consistency. He has been able to generate superior returns for his investors over many decades, even during times of economic turmoil. His ability to identify undervalued companies and hold them for the long term has made him one of the wealthiest people in the world.

Another most famous aspects of Buffett's investing style is his aversion to technology stocks. He famously avoided investing in companies like Google and Amazon because he did not understand their business models. Instead, he has focused on investing in traditional companies with strong brand recognition and a loyal customer base.

Buffett is also known for his philanthropy. He has pledged to give away most of his wealth to charitable causes, and has already donated billions of dollars to support education, healthcare, and other social initiatives. In addition, he has advocated for higher taxes on the wealthy and for a more equitable society.

As my idol, Buffett likely represents the values and principles that are important to me. His legacy is a testament to the power of hard work, discipline, and integrity in business and in life.

#myidol #valueinvestor



Saturday, March 25, 2023

[INVESTMENT] Thank you for featuring #iamshareholder

 


[INVESTMENT] #iamshareholder - INVESTINGNOTE.COM


In participating the "Dare to Dream Challenge!" from investingnote.com, following is the story that I wanted to share in which I have posted:-

KPJ HEALTHCARE BERHAD
That was about 5 years ago, I dated a doctor. We were together for about 6 months. During that time, I had disposable income and decent savings which I can invest in stock market. Due to my boyfriend's occupation, I felt like owning a piece of his business and therefore I decided to invest in healthcare industry.
KPJ HEALTHCARE BERHAD (KPJ) $KPJ(5878.MY) came into my mind. I did a few couple hours of research on its financial and then waited for the right time to acquire KPJ’s shares. My first acquisition was back in August 2019. My second acquisition was in August 2020.

Well, there is no “living happily ever after” as we broke up at the end. Yes, sad story and I was in melancholic for feel months.

But one thing I’m sure is that my investment grows, and is still growing, not to mention the dividend I have collected since Year 2019. For the past 4 years, the company survived the Covid-19 instability. It grows to RM1.13 per share now (as at 05.03.2023).
My holding in $KPJ(5878.MY) remained the same and I did not sell any share since my first acquisition. It has been up 28.15% plus RM402.00 of dividend collected, with the initial investment of RM9,170.00.

This is the story how #iamshareholder of $KPJ(5878.MY) 
#iamshareholder


[TRAVEL] Gareg Waterfall - Kampung Kiding, Padawan [ft. Daniel, Hugo, Mia, Peter, Eric, Aaron]

[Vlog] GAREG WATERFALL - Kampung Kiding, Padawan featuring Daniel, Hugo, Mia, Peter, Eric, Aaron Hey there, adventure seekers and nature en...